🎯 Quick start (3 minutes)
Tap ⧉ (top right) to duplicate this into your own Notion.
Add each debt to My Debts — balance, APR, minimum, Original Balance.
Set Payoff Order: snowball = smallest balance first · avalanche = highest APR first.
In My Plan, set your Monthly Budget → your debt-free date appears.
Once a month, add a row to Monthly Check-In.
📱Your command center. Set Monthly Budget once and this shows your whole-plan debt-free date, total debt left, and % paid off — the three numbers that matter. Everything below feeds it automatically. (Dates are estimates: they assume steady payments and no new charges.)
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That debt-free date is real — want the payment-by-payment schedule behind it? The free SnowballPay calculator breaks it down month by month, no account required.
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📱Tap any debt to open its card — balance, progress, APR, and its own debt-free date right at the top. 📱 On your phone, use the Cards tab (one card per debt, no sideways scrolling). Finish a debt? Drag its card to Paid Off! on the ✅ Payoff Board — the best feeling in personal finance. 📊 Balances charts what you owe, biggest to smallest.
📱Once a month, add one row: today's Total Balance Left, what you paid, and any wins. It's a manual snapshot on purpose — each frozen month is what lets 📉 Balance Over Time draw your falling line, the single most motivating graph in debt payoff. On mobile, use the 📱 Log tab.